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ATM transfers on savings, chequing and daily interest accounts can be made using your Debit Card and your pin:
Please note that members can withdraw money from their UCU accounts using the machines of other financial institutions who are members of the INTERAC network.
Debit Cards are great for convenience, although they can accumulate service charges if you are not careful. These service charges will appear as one lump sum on your monthly statement under “service package.” The service package includes all Debit Card usage fees incurred during the month.
*THE EXCHANGE® Network gives you convenient access to your accounts at over 2,400 full-service ATMs across Canada, without paying additional surcharges.
** POS (Point of Sale), commonly known as an in-store debit transaction.
THE EXCHANGE Network gives you convenient access to your accounts at over 2,300 full-service ATMs across Canada, without paying additional surcharges.
The banks and credit unions on THE EXCHANGE® Network have agreed to never charge each other’s cardholders surcharge fees. You will never pay any additional fees to access your own money even if you use another Financial Institution’s Exchange® ATM. Yes, you still have to pay your normal account fees but that’s it, nothing extra. This truly means that if you are a bank customer you can use the credit union ATMs and Credit Union members, you can use the bank ATMs on THE EXCHANGE® network without incurring any surcharges. Just look for THE EXCHANGE® logo at or near the ATM to avoid surcharges.
Foreign Exchange Services
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